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D&B Business Information Report™

The recognized standard for in-depth business information and financial risk assessment. Helps you:

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  • evaluate potential vendors and suppliers

The sample report below represents the type of information available to you. Not all Business Information Reports will contain all of these sections or all of this information. Please note that reports for smaller, private companies may not include financial data. Do not confuse with other Gorman Companies, this is a fictitious company used by D&B for demonstration purposes.


       COPYRIGHT 2000 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT
                FOR THE EXCLUSIVE USE OF SUBSCRIBER XXX-XXXXXX.

                     ATTN: sample

              *IN DATE*                Statement Date: DEC 31 199-


DUNS: 80-473-5132           DATE PRINTED             SUMMARY
GORMAN MANUFACTURING COMPANY,    JAN 18 200-          RATING    3A3
INC
                                 COMMERCIAL PRINTING  STARTED   1965
492 KOLLER STREET                SIC NO.              SALES  F  $17,685,297
AND BRANCH(ES) OR DIVISION(S)    27 52                WORTH  F  $2,838,982
SAN FRANCISCO CA  94110                               EMPLOYS   105(100 HERE)
     TEL: 650 555-0000                                HISTORY   CLEAR
                                                      FINANCING SECURED
                                                      FINANCIAL
                                                      CONDITION FAIR
CHIEF EXECUTIVE: LESLIE SMITH, PRES


===============================================================================

SPECIAL
EVENTS
12/03/9-      On Mar 26, 199- the subject experienced a fire due to an
         earthquake.  According to Leslie Smith, president, damages amounted to
         $35,000 which were fully covered by their insurance company.  The
         business was closed for two days while employees settled personal
         matters.

===============================================================================
                     *  *  *   CUSTOMER SERVICE   *  *  *
===============================================================================
If you have questions about this report, please call our Customer Service
Center at 1-800-234-3867 from anywhere within the U.S. If you are outside the
U.S., contact your local D&B office.

                *** Additional Decision Support Available ***

Additional D&B products, credit recommendations and specialized investigations
are available to help you evaluate this company or its industry. Call Dun &
Bradstreet's Solution Center at 1-800-362-3425 from anywhere within the U.S.

===============================================================================
                     *  *  *   SUMMARY ANALYSIS   *  *  *
===============================================================================
The Summary Analysis section reflects information in D&B's file as of
January 17, 200-.

RATING SUMMARY . . . .

     The "3A" portion of the Rating (the Rating Classification) indicates
     that the company has a worth from $1 million to $10 million.  The "3" on
     the right (Composite Credit Appraisal) indicates an overall "fair"
     credit appraisal.  This credit appraisal was assigned because of D&B's
     assessment of the company's financial ratios and its cash flow.

     Below is an overview of the company's D&B Rating(s) since 06/10/93:

                   RATING                   DATE APPLIED
                   ------                   ------------
                     3A3                      06/10/93

===============================================================================
                     *  *  *   PAYMENT SUMMARY   *  *  *
===============================================================================
The Payment Summary section reflects payment information in D&B's file as of
the date of this report.

                     The PAYDEX for this company is 55.

This PAYDEX score indicates that payments to suppliers average 26 days beyond
terms, weighted by dollar amounts.  When dollar amounts are not considered,
approximately 47% of the company's payments are within terms.

Below is an overview of the company's dollar-weighted payments, segmented by
its suppliers' primary industries:

                                   TOTAL     LARGEST    %       DAYS SLOW
                       TOTAL      DOLLAR       HIGH    W/IN
                       RCV'D      AMOUNTS     CREDIT  TERMS <31 31-60 61-90 91+
                       ----- -------------- ---------- ---- --- ----- ----- ---
                          #          $          $        %   %    %     %    %

Total in D&B's file      248      7,538,100  1,000,000

Top 10 Industries:

 1 Nonclassified          32        786,250    100,000   87   -     -     -  13
 2 Whol metal              4        477,000    400,000   16  84     -     -   -
 3 Insurance agent         3        250,000    250,000  100   -     -     -   -
 4 Ret building material   2        515,000    500,000    3   -     -    97   -
 5 Arrange cargo transpt   2        550,000    500,000  100   -     -     -   -
 6 Electrical contractor   2        201,000    200,000  100   -     -     -   -
 7 Misc business credit    1      1,000,000  1,000,000    - 100     -     -   -
 8 Mfg food product mach   1        700,000    700,000  100   -     -     -   -
 9 Whol flowers/supplies   1        250,000    250,000    -   -   100     -   -
10 Mfg cutlery             1        200,000    200,000  100   -     -     -   -

11 OTHER INDUSTRIES      120      2,060,850    100,000   76   9     2     9   4

Other Payment Categories:

 Cash experiences          3         76,000     50,000
 Payment record unknown   14        326,500    200,000
 Unfavorable comments     10        145,500    100,000
 Placed for collection
        with D&B           0              0
        other             52            N/A

The highest "Now Owes" on file is $1,000,000
The highest "Past Due" on file is $500,000

Dun & Bradstreet has 248 payment experiences in its file for this company.  For
your convenience, we have displayed 80 representative experiences in the
PAYMENTS section.

===============================================================================

PAYMENTS  (Amounts may be rounded to nearest figure in prescribed ranges)

   Antic - Anticipated (Payments received prior to date of invoice)
   Disc  - Discounted  (Payments received within trade discount period)
   Ppt   - Prompt      (Payments received within terms granted)

REPORTED PAYING             HIGH      NOW     PAST   SELLING          LAST SALE
         RECORD            CREDIT     OWES     DUE    TERMS            WITHIN

12/9-    Antic-Ppt         50000     2500      -0-   N30              6-12 Mos
         Disc              30000    30000      -0-   2 15 N30         2-3 Mos
         Ppt              200000    35000      -0-   N30              2-3 Mos
         Ppt               75000     5000      -0-   N60              1 Mo
         Ppt               75000    35000      -0-   N30              6-12 Mos
         Ppt               50000    10000      -0-                    2-3 Mos
         Ppt               40000    15000      -0-                    4-5 Mos
         Ppt               30000      -0-      -0-                    2-3 Mos
         Ppt               25000      -0-      -0-                    2-3 Mos
         Ppt               25000      -0-      -0-                    2-3 Mos
         Ppt               10000      -0-      -0-   N15              2-3 Mos
         Ppt                7500     5000      -0-                    2-3 Mos
         Ppt                7500      -0-      -0-                    2-3 Mos
         Ppt                7500      -0-      -0-                    2-3 Mos
         Ppt                5000      -0-      -0-                    2-3 Mos
         Ppt                5000      -0-      -0-   N30              2-3 Mos
         Ppt                5000      -0-      -0-   2 10 N30         1 Mo
         Ppt                2500      -0-      -0-   N30              2-3 Mos
         Ppt                2500      500      -0-   N10              2-3 Mos
         Ppt                1000      -0-      -0-   EOM              1 Mo
         Ppt                1000      -0-      -0-                    2-3 Mos
         Ppt                 500      250      -0-   N30              4-5 Mos
         Ppt                 500       50      -0-   N30              2-3 Mos
         Slow 15            1000      -0-      -0-   1 10 N30         6-12 Mos
         Slow 40             250      100       50   N30              6-12 Mos
         Slow 90           40000    20000    15000   2 30 N45         2-3 Mos
         Slow 90            7500     5000     5000                    2-3 Mos
         Slow 90            1000     1000     1000   N30              4-5 Mos
         Slow 90-150         500      500      250                    4-5 Mos
         (030)            100000    75000      -0-                    1 Mo
           Credit refused.
         (031)             40000    40000     7500                    6-12 Mos
           Placed for collection.
         (032)              7500     5000     5000                    1 Mo
           Placed for collection.
         (033)              2500      -0-      -0-                    1 Mo
           Placed for collection.
         (034)              2500     2500     2500                    1 Mo
           Placed for collection.
         (035)              1000     1000     1000                    4-5 Mos
           Credit refused.
         (036)              1000     1000     1000                    1 Mo
           Placed for collection.
         (037)              1000     1000     1000                    1 Mo
           Unsatisfactory.
         (038)              1000     1000     1000                    4-5 Mos
           Placed for collection.
         (039)               750      750      750                    6-12 Mos
           Placed for collection.
         (040)               500      500      500                    1 Mo
           Placed for collection.
         (041)               500      500      500                    1 Mo
           Placed for collection.
         (042)               500      500      500                    4-5 Mos
           Placed for collection.
         (043)               500      500      500                    6-12 Mos
           Placed for collection.
         (044)                        -0-      -0-                    2-3 Mos
           Bad debt.
         (045)                        -0-      -0-                    2-3 Mos
           Satisfactory.
11/9-    Disc-Ppt          40000    40000      -0-                    2-3 Mos
         Ppt              500000   100000     5000   N30              1 Mo
         Ppt              100000    45000     2500   N30              2-3 Mos
         Ppt              100000      -0-      -0-                    6-12 Mos
         Ppt               20000      -0-      -0-   EOM              1 Mo
         Ppt               15000     7500      -0-                    2-3 Mos
         Ppt               15000    15000      -0-                    2-3 Mos
         Ppt               10000     2500      -0-   N30              4-5 Mos
         Ppt               10000      -0-      -0-   N30              2-3 Mos
         Ppt                7500      -0-      -0-   N30              6-12 Mos
         Ppt                2500      500      -0-   N30              2-3 Mos
         Ppt                2500      500      -0-   N30              2-3 Mos
         Ppt                2500      -0-      -0-   N30              2-3 Mos
         Ppt                          -0-      -0-                    2-3 Mos
         Ppt                          -0-      -0-   N30              2-3 Mos
         Ppt-Slow 10        7500     7500      -0-   N30              2-3 Mos
         Ppt-Slow 30        2500      -0-      -0-   N30              1 Mo
         Ppt-Slow 30         750      -0-      -0-   N30              1 Mo
         Slow 15           60000      -0-      -0-                    1 Mo
         Slow 60          250000    20000    20000   N30              1 Mo
         Slow 60            2500     2500     2500   N30              2-3 Mos
         Slow 60              50      -0-      -0-   N30              2-3 Mos
         (068)             50000    50000    50000                    6-12 Mos
           Placed for collection.
         (069)             15000    15000    15000                    1 Mo
           Suit filed.
         (070)              5000     5000     5000                    6-12 Mos
           Placed for collection.
         (071)              5000      250      -0-                    2-3 Mos
           Satisfactory.
         (072)              1000     1000     1000                    2-3 Mos
           Placed for collection.
         (073)               100      100      100                    4-5 Mos
           Placed for collection.
10/9-    Ppt                2500     2500      -0-   N30              2-3 Mos
         Slow 20           10000     7500     7500   N30              2-3 Mos
         Slow 240          10000     7500     7500   N30              2-3 Mos
         (077)               500      -0-      -0-
           Placed for collection.
06/9-    Slow 45            5000     1000      -0-   N30              1 Mo
         (079)              5000     2500     2500                    1 Mo
           Bad debt.
03/9-    Slow 150         100000    15000    15000                    6-12 Mos
            * Accounts are sometimes placed for collection even though the
         existence or amount of the debt is disputed.
            * Payment experiences reflect how bills are met in relation to the
         terms granted.  In some instances payment beyond terms can be the
         result of disputes over merchandise, skipped invoices etc.
            * Each experience shown represents a separate account reported by a
         supplier.  Updated trade experiences replace those previously
         reported.

===============================================================================

FINANCE
12/03/9-                           Fiscal            Fiscal            Fiscal
                              Dec 31 199-       Dec 31 199-       Dec 31 199-
         Curr Assets            4,825,611         5,425,125         5,735,650
         Curr Liabs             3,625,000         4,125,718         4,521,811
         Current Ratio               1.33              1.31              1.26
         Working Capital        1,200,611         1,299,407         1,213,839
         Other Assets           1,485,440         2,191,690         2,623,143
         Worth                  1,912,112         2,125,499         2,838,982
         Sales                 10,325,582        13,007,229        17,685,297
         Net Profit (Loss)        213,387            26,014           584,077
              Fiscal statement dated DEC 31 199-:
         Cash               $       745,000  Accts Pay          $     2,556,211
         Accts Rec                1,814,925  Bank Loans                 910,000
         Inventory                1,500,725  Notes Pay                  400,000
         Other Curr Assets        1,675,000  Other Curr Liabs           655,600
                            ---------------                     ---------------
           Curr Assets            5,735,650    Curr Liabs             4,521,811
         Fixt & Equip             1,987,812  L.T. Liab-Other            998,000
         Other Assets               635,331  CAPITAL STOCK               50,000
                                             RETAINED EARNINGS        2,788,982
                            ---------------                     ---------------
           Total Assets           8,358,793    Total                  8,358,793
              From JAN 01 199- to DEC 31 199- sales $17,685,297; cost of goods
         sold $14,229,558.  Gross profit $3,455,739; operating expenses
         $2,871,662.  Operating income $584,077.  Net income $584,077.
              Submitted APR 30 199- by Leslie Smith, President.  Prepared from
         statement(s) by Accountant: Johnson, Jordan and Jones, CPA's.
              ACCOUNTANTS OPINION:  A review of the accountant's opinion
         indicates the financial statements meet generally accepted accounting
         principles and that the audit contains no qualifications.
                                        --0--

              Statement Item Explanations:.
              OTHER CURRENT ASSETS:  Consist of prepaid expenses $74,471 and
         $1,600,529 of a loan from an affiliated concern.
              OTHER ASSETS:  Consists of deposits.
              BANK LOANS:  Due to bank at prime interest rate, are secured by
         accounts receivable and inventory and mature in 3 years.
              NOTES PAYABLE:  Are due on printing equipment in monthly
         installments of $37,500.
              OTHER CURRENT LIABILITIES:  Consist of accrued expenses and
         taxes.
              LONG TERM DEBT:  Consists of the long term portion of the
         equipment note.
              On DEC 03 199- Leslie Smith, president, referred to the above
         figures as still representative.

===============================================================================

PUBLIC FILINGS

         The following data is for information purposes only and is not the
         official record.  Certified copies can only be obtained from the
         official source.

-------------------------------------------------------------------------------
                           * * * JUDGMENT(S) * * *
-------------------------------------------------------------------------------
DOCKET NO.: 94CV321
JDGMT AWARD: $5,003                           STATUS: Unsatisfied
JDGMT TYPE:  Default judgment                 DATE STATUS ATTAINED:  08/13/199-
AGAINST:     GORMAN MANUFACTURING COMPANY,    DATE ENTERED:          08/13/199-
             INC                              LATEST INFO COLLECTED: 10/02/199-
IN FAVOR OF: JOHN SMITH
WHERE FILED: CONTRA COSTA COUNTY SUPERIOR
             COURT/MARTINEZ, MARTINEZ, CA
-------------------------------------------------------------------------------
                             * * * SUIT(S) * * *
-------------------------------------------------------------------------------
DOCKET NO.: 96CV123
SUIT AMOUNT: $1,000                           STATUS: Pending
PLAINTIFF:   JOHN SMITH                       DATE STATUS ATTAINED:  08/13/199-
DEFENDANT:   GORMAN MANUFACTURING COMPANY,    DATE FILED:            08/13/199-
             INC                              LATEST INFO COLLECTED: 10/02/199-
CAUSE:       Civil Rights
WHERE FILED: CONTRA COSTA COUNTY SUPERIOR
             COURT/MARTINEZ, MARTINEZ, CA
-------------------------------------------------------------------------------
DOCKET NO.: SC19951218
SUIT AMOUNT: $20,000                          STATUS: Pending
PLAINTIFF:   DUN & BRADSTREET, BETHLEHEM, PA  DATE STATUS ATTAINED:  12/18/199-
DEFENDANT:   GORMAN MANUFACTURING COMPANY,    DATE FILED:            12/18/199-
             INC                              LATEST INFO COLLECTED: 12/19/199-
CAUSE:       Breach of contract
WHERE FILED: KERN COUNTY MUNICIPAL COURT /
             WEST DISTRICT, BAKERSFIELD, CA
-------------------------------------------------------------------------------
                             * * * LIEN(S) * * *
-------------------------------------------------------------------------------
         A lienholder can file the same lien in more than one filing
         location.  The appearance of multiple liens filed by the
         same lienholder against a debtor may be indicative of such
         an occurrence.
-------------------------------------------------------------------------------
BOOK/PAGE: 23/506
AMOUNT:   $230 Sales and use                  STATUS: Open
TYPE:     State Tax                           DATE STATUS ATTAINED:  08/13/199-
FILED BY: STATE OF CALIFORNIA                 DATE FILED:            08/13/199-
AGAINST:  GORMAN MANUFACTURING COMPANY, INC   LATEST INFO COLLECTED: 10/02/199-
WHERE FILED: CONTRA COSTA COUNTY RECORDERS
             OFFICE, MARTINEZ, CA
-------------------------------------------------------------------------------
BOOK/PAGE: 32/506
AMOUNT:   $50,000 Corporate income tax        STATUS: Open
TYPE:     Federal Tax                         DATE STATUS ATTAINED:  08/13/199-
FILED BY: INTERNAL REVENUE SERVICE            DATE FILED:            08/13/199-
AGAINST:  GORMAN MANUFACTURING COMPANY, INC   LATEST INFO COLLECTED: 10/02/199-
WHERE FILED: CONTRA COSTA COUNTY RECORDERS
             OFFICE, MARTINEZ, CA
-------------------------------------------------------------------------------
                           * * * UCC FILING(S) * * *
-------------------------------------------------------------------------------
COLLATERAL: All Inventory including proceeds and products - All Accounts
            receivable including proceeds and products - All Fixtures including
            proceeds and products
FILING NO:  123456                            DATE FILED:            10/05/199-
TYPE:       Original                          LATEST INFO RECEIVED:  10/12/199-
SEC. PARTY: ABC COMPANY                       FILED WITH: SECRETARY OF
DEBTOR:     GORMAN MANUFACTURING COMPANY,                 STATE/UCC DIVISION,
            INC                                           CA
-------------------------------------------------------------------------------
COLLATERAL: Specified Equipment and products
FILING NO:  222222                            DATE FILED:            10/06/199-
TYPE:       Original                          LATEST INFO RECEIVED:  10/12/199-
SEC. PARTY: XYZ COMPANY                       FILED WITH: SECRETARY OF
DEBTOR:     GORMAN MANUFACTURING COMPANY,                 STATE/UCC DIVISION,
            INC                                           CA
-------------------------------------------------------------------------------

         The public record items contained in this report may have been
         paid, terminated, vacated or released prior to the date this
         report was printed.

===============================================================================

BANKING
              (03-9-)  Balances average in a low 7 figure amount.  At Dec 31
         199-, a low 7 figure was outstanding under short-term lines of credit
         which are secured by accounts receivable and inventory.

===============================================================================

HISTORY
12/03/9-
         LESLIE SMITH, PRES                  KEVIN J HUNT, SEC-TREAS
         DIRECTOR(S):  THE OFFICER(S)

              Incorporated California May 21 1965.  Authorized capital consists
         of 200 shares common stock, no par value.
              Business started May 21 1965 by Leslie Smith and Kevin J Hunt.
         100% of capital stock is owned by the officers.
              LESLIE SMITH born 1926.  Graduated from the University of
         California, Los Angeles, CA, in June 1947 with a BS degree in Business
         Management.  1947-65 general manager for Raymor Printing Co, San
         Francisco, CA.  1965 formed subject with Kevin J Hunt.
               KEVIN J HUNT born 1925.  Graduated from Northwestern University,
         Evanston, IL in June 1946.  1946-1965 was general manager for Raymor
         Printing Co, San Francisco, CA.  1965 formed subject with Leslie
         Smith.
              AFFILIATE: The following is related through common principals,
         management and/or ownership.  Gorman Affiliate Ltd, San Francisco, CA,
         started 1965.  DUNS #80-480-0217.  Operates as commercial printer.
         Intercompany relations: None reported by management.

===============================================================================

OPERATION
12/03/9-      Commercial printing specializing in advertising posters,
         catalogs, circulars and coupons.
              ADDITIONAL TELEPHONE NUMBER(S): Facsimile (Fax) 415 555-1000;
         Toll-Free (800) 555-5555.
         Has 175 account(s).  Net 30 days.  Sells to commercial concerns.
         Territory : United States.
         Nonseasonal.
              EMPLOYEES:  105 which includes officer(s).  100 employed here.
              FACILITIES:  Rents 55,000 sq. ft. in a one story cinder block
         building.
              LOCATION:  Central business section on well traveled street.
              BRANCHES:  Subject maintains a branch at 1073 Boyden Road, Los
         Angeles, CA.
         01-18(656   /656)        99999                    050120120   H


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